Personal Finance

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Benefits And Drawbacks Of Cashback Credit Cards: What You Need To Know | Paisa Live

Credit card usage in India is growing, with cashback credit cards gaining popularity for their rewards on everyday purchases. These cards offer a percentage of your spending back as cash, effectively reducing your bill. For example, a 5% cashback on a ₹1000 purchase returns ₹50. Higher cashback rates may apply to specific categories like groceries or fuel. However, carrying a balance on these cards can lead to high interest charges that may...

2024-08-30T12:42:56Z

Mutual Funds: Investing ₹one lakh in this scheme at inception would have grown 8 times in 20 years

Mutual Funds: Let us suppose, an investor had invested ₹one lakh in Tata Equity PE Fund a year ago. The investment would have grown to ₹1.52 lakh now, exhibiting a 52.02 per cent growth. In three years, ₹one lakh investment would have swelled to ₹2.11 lakh by growing at 28.25 percent.

2024-09-04T10:30:28Z

2024-09-04T12:10:28Z

As Warren Buffet celebrates his 94th birthday, here are 5 lessons from Oracle of Omaha's investment philosophy

A former student of Benjamin Graham, Buffett is known as a legendary value investor, though he is also believed to incorporate an emphasis on management quality and company growth prospects.

2024-08-30T09:29:14Z

5 things to keep in mind while investing in gold

Consider these five crucial points when contemplating gold investment, presenting essential insights from Piyush Gupta, Director at PPJewellers by Pawan Gupta.

2024-04-22T06:57:20Z

Ganesh Chaturthi 2024 Special: 5 ways to welcome financial prosperity into your life

Ganesh Chaturthi signifies the start of India's festive season, highlighting financial reflection and growth opportunities. Consumer spending is projected to rise by 47%, with millennials leading.

2024-09-07T01:01:35Z

I read 117 books on money — these 17 will make you rich

This is how I started making $10,000/month when I was reading a book per week: https://youtu.be/uCjcc1TXk5c Connect With Me On Other Platforms: Instagram: @imangadzhi Twitter: @GadzhiIman

9/19/2023 5:38:25 PM

Rupee Hits All-Time Low; Dips To 83.985 Against US Dollar

The Indian Rupee, after bravely fighting off depreciation for sometime has it an all-time low against the United States Dollar. The Indian currency dropped to the low of 83.985 against the US dollar. This means that one single dollar would amount to around Rs 83.985. The currency recovered slightly from the fall but continued to be on a trajectory ...

2024-09-06T07:34:25Z

Retirement planning: How to invest Rs 95 lakh PF money for a monthly income of Rs 1 lakh after retirement?

Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.

2024-09-06T06:37:56Z

Dollar gains after August US jobs report shows mixed signals

Dollar gains: The dollar strengthened in volatile trading on Friday following mixed US employment data for August, which revealed slower-than-expected job growth but suggested a steady deceleration in the labour market. This development likely supports the Federal Reserve’s gradual approach to interest rate cuts.According to the Labour Department’s...

2024-09-06T21:13:10Z

Bihar Man, Denied Jobs for Years, Takes A Loan to Start His Business; Now Earns Rs 10 Lakh Annually

The adage “where there’s a will, there’s a way” has been vividly illustrated by a local entrepreneur from Bihar’s Jehanabad district. Kundan Kumar, from Sikariya village, graduated in 2010 and spent the next 6-7 years diligently searching for employment without success. Opting to forge his path, Kumar embarked on a business venture instead.In 2020, Kumar started his paver block business with a loan of Rs 25 lakh from the Prime Minister’s...

2024-09-06T15:07:56Z

8 income options for financial stability​

​8 income options for financial stability​

2024-05-21T00:44:43Z

Business News LIVE Updates Today September 7, 2024: OnlyFans owner makes $1 billion in three years from dividends

Business News LIVE Updates Today: Get real-time updates on the biggest news from the world of business, stock market and more.

2024-09-07T03:55:37Z

Argentina: Cash-Strapped Province Launches Own Currency Amid Economic Woes |

In the remote province of La Rioja, Argentina, a bold economic experiment is unfolding. Facing a deep recession after federal fund cuts under President Javier Milei's government, Governor Ricardo Quintela introduced the "Chacho"—a local currency aimed at keeping the province afloat. Distributed to government employees, the Chacho is accepted by local businesses and can be exchanged for Pesos after a waiting period. While the move has temporarily boosted the local economy, concerns about its long-term viability remain. Quintela's plan reflects the province’s struggle to survive in an economy teetering on the brink, sparking debate nationwide. Watch our video to learn more.

2024-09-06T03:25:00Z

Man Spends $1,000,000 Building Three Amazing Houses | by @NikosPropertyShow

Experience firsthand how Nick from Niko's Property Show brings this ambitious project to life with a $1 million budget to construct three stunning American-style houses. Join us in this video as Nick guides us through every step of the construction process, from laying the foundations to adding the final touches of landscaping and furniture. Explore the defining features of this style of home, leaving no detail unnoticed. We hope you find inspiration and enjoyment in this remarkable project! NIKO'S PROPERTY SHOW Instagram: https://www.instagram.com/nikospropertyshow/ Youtube: https://www.youtube.com/channel/UC7ZaYMcgRKE-mfofDvfUrNA Tiktok: https://www.tiktok.com/@nikospropertyshow Facebook: https://www.facebook.com/nikospropertyshow Shop: www.nikospropertyshow.com Email: [email protected] Other: https://twitter.com/NikoProperty Disclaimer: Quantum Tech HD is not affiliated with the businesses whose products are shown in this review. Any trademarks depicted are the property of their respective owners.

2/11/2024 4:00:28 PM

Building a Luxury Underground Temple House with Private Pool – Million Dollars Skills

Building a Luxury Underground Temple House with Private Pool – Million Dollars Skills Dear sir/madam, Thank you so much for spending your valuable time watching my video. Please like, share, and subscribe my channel Primitive Jungle Lifeskills. Who we are? We are a group of 4 friends who live in San Francisco, the United States of America. We worked together in a company. Currently, we just decided to quite our job and started our job as our hobby and dream job as builders. We love building. We got the same mindset actually. Recently, we just move to live in Oklahoma, the southern of the USA. I got a plot of land here, so we come and start making videos about how to build, how to survive, and mostly about the primitive skills in the jungle. Take a look at our other social profiles for more information, more videos and more about us! • Facebook: https://www.facebook.com/primitivejunglelifeskills99 • TikTok: https://www.tiktok.com/@primitive_j_lifeskills • Website: https://primitivejunglelifeskills.com • Instagram: https://www.instagram.com/primitivejunglelifeskills/ How does it made? It’s been a while that we haven’t upload our new video. We spent almost 5 months to build such a big underground temple house. As you can see that the whole building is looks really similar to Disneyland in California, USA. There are main towers which connected with the water slide into the swimming pool. We use the small woods to start as the towers structure and then we mix the rice straw and mud together to form the towers building. We dug the soil to make more towers, swimming pool, and cooking stoves. After the whole building was done, we try to extract the paints from nature as you can see in the video that we got 3 different colors such as orange, green, and blue. It took around 3 hours to cook the paint for painting the whole building. We brought the water into our swimming pool by using bamboo as pipes to connect the water from the local waterfalls. Maybe 24hours later the pool is full of water and we can enjoy swimming and water slide. Everything was handmade, so the primitive tools that we normally used are hoes, shovels, trowels, axe, spades, and a machete. What do we eat? In order to survive we need to be skillful in hunting by using variety of tools and know what kind of fruit we can eat in the jungle. In this video, we just show you 1 way how to make a bow and arrow to hunt the snake head fish in the river. Also, it could be a useful tool to protect us from some dangerous wild animals as well. Another way to get some meat for cooking is Exchange. What is Exchange? If we have more fruit or vegetable, we can exchange some meat or fish with our neighbors in the village. How big is this building? The whole building area is 188 square meters. The two main towers are 5.5meters all. The swimming pool is 1.5meters depth. What’s next? The next underground building project is going to be much more amazing and interesting than this. We are going to build the most modern swimming pool house with nice bedroom, living room, and kitchen. Please stay tune to watch the next episode. Leave a comment below for any constructive feedback. We’re so proud of our latest build and I’m sure you’re going to love it too. ------------------------------------ Copyright Info © ➝ Allow to share/embed my video to any sites with credit link ➝ Don't allow copy/re-upload my videos on (YouTube & Facebook) ------------------------------------ I hope you enjoy this video; we welcome all constructive feedback. Please subscribe to our channel to see all our even bigger and better ideas! #privatepool #luxurytemplehouse #undergroundbuilding Best Regards, Primitive Jungle Lifeskills

11/4/2023 7:00:19 PM

4 essential tips for a successful career in investment banking

Investment banking offers a challenging and lucrative career path. This guide reveals the essential steps to build a successful career in this dynamic field.

2024-08-27T11:25:16Z

Indian Thali Gets Cheaper In August: Is Food Inflation Trending Down? | Veg Vs Non-Veg | Business @9

CRISIL: The cost of a vegetarian thali has decreased by 8%, thanks to the reduced prices of tomatoes. This brings relief and suggests that food inflation may finally be stabilizing. Keep an eye on Vijay Sardana, an expert in agri businesses, and Pushan Sharma, Director of Research at CRISIL Market Intelligence and Analytics.#foodinflation #inflation #etnow #vegetableprices #foodprices #businessnews #topnews

2024-09-06T16:37:40Z

Retirement planning: What is the 3 bucket strategy? MintGenie explains

The 3-bucket retirement strategy involves appropriating the retirement fund in 3 buckets: liquidity, safety, and wealth creation.

2024-05-07T03:59:53Z

Latest PPF interest rate: What is the Public Provident Fund interest rate?

PPF scheme helps you to begin saving by setting aside small amounts regularly to build a corpus that will meet the goals you have set for yourself.

2024-09-07T10:08:26Z

Semiconductor mission may Get $10billion booster shot

ISM, a division within the Digital India Corporation tasked with furthering the country’s semiconductor manufacturing, packaging, and design capabilities was first established in 2022 with a budgetary allocation of $ 10 billion. “The second phase of ISM will be launched soon; the allocation will be around the previous phase. Two more proposals are expected to get approvals,” said an official.

2024-09-07T00:48:48Z

SpiceJet restructures dues to Carlyle Aviation; to convert part dues into equity - Details

As a part of the arrangement, SpiceJet will issue shares worth $30 million to CAMS at a price of Rs 100 per share. At Rs 100 apiece, the cost of these shares is higher than the current market price of SpiceJet which closed the session at Rs 61.46 apiece.

2024-09-06T17:20:14Z

Radhika Gupta’s “Dal-Chawal” Investing Advice After Rs 2,200 Cr Scam - Here's What Edelweiss Mutual Fund CEO Said

Assam police uncovered a Rs 2,200 crore stock scam by 22-year-old Bishal Phukan, prompting Radhika Gupta, CEO of Edelweiss Mutual Fund, to advise safer investment strategies, advocating "dal-chawal" investing for stability. Assam CM Himanta Biswa Sarma also urged caution against illegal brokers offering fraudulent high-return schemes.

2024-09-07T12:36:00Z

2024-09-05T12:37:34Z

Entering your 40s? Here’s how to strategise your investments

Strategic investment planning at this stage should be aimed at reducing debt, increasing focus asset building, and maximising savings wherever possible. Let s find out how you can go about doing that.

2024-08-30T10:17:21Z

Cryptocurrency Prices on September 5: Bitcoin surges above $57,000; Ethereum and Litecoin gain up to 4%

On September 5, the cryptocurrency market experienced a modest rebound, with Bitcoin and Ethereum gaining 1.2% and 1.3%, respectively. Other major coins like Solana and Dogecoin also saw notable increases. Despite the recovery, the Fear & Greed index fell to 34, signaling cautious market sentiment.

2024-09-05T09:46:47Z

NPS investment can save tax in new tax regime as well; here's how

Under Section 80CCD(2), up to 10% of the employee’s basic salary put in NPS is tax-free. This limit is higher at 14% for taxpayers like Roy who have opted for the new tax regime. Sudhir Kaushik of TaxSpanner.com tells readers how they can optimise their tax by rejigging their incomes and investments.

2024-09-02T01:06:05Z

5 mistakes to avoid if you want higher mutual fund returns

Avoiding the common mutual fund mistakes can significantly enhance the effectiveness of mutual fund investments, enabling you to align your strategies more effectively with your financial goals.

2023-12-15T11:47:18Z

6 Reasons Why You Should Choose Mortgage Loans in India

Discover the 6 reasons to choose mortgage loan in India, including lower mortgage loan interest rates, flexible repayment options, and tax benefits.

2024-09-06T11:55:22Z

Forex Reserves Jump USD 2.3 Billion To Fresh Record Of USD 683.987 Billion

India's reserve position with the IMF was down by USD 58 million to USD 4.622 billion in the reporting week, the apex bank data showed.

2024-09-07T10:35:55Z

iPhone 16 and iPhone 16 Pro launch next week and their prices have already leaked

While fans eagerly await the official launch, leaks have already revealed the potential prices for both the Apple iPhone 16 and iPhone 16 Pro models.

2024-09-07T17:04:04Z

RIL bonus shares record date likely in October? Here’s what data suggests

The Ambani-led company has announced that the date for determining shareholder eligibility for the 1:1 bonus issue will be revealed later. However, historical data suggests the record date for the RIL bonus shares might be next month.

2024-09-07T08:45:18Z

Tata Group doubles dividend and gives Chairman Chandrasekharan a 20% raise — here's why

Tata Sons chairman N Chandrasekaran’s salary saw a 20% jump in FY24, according to the annual report. The 61-year-old drew a salary of ₹135.32 crore, which included ₹121.5 crore as commission. Tata Sons is the holding company of Tata Group recorded a 74% jump in consolidated net profit at Rs 49,000 crore in fiscal 2023-24. The Tata Group's revenue for the year rose 25% from a year earlier to ₹43,893 crore, and the profit after tax increased 57%...

2024-09-07T12:52:10Z

Man duped of Rs 6 crore in gold bars by scammers; here’s how

The self-employed man received a call from scammers impersonating police officers, reports said.

2024-09-04T08:40:42Z

Top 10 high-paying careers in India for 2050 and projected salaries – Insights from AI

Insights on the top 10 high-paying jobs in India by 2050 are based on AI chatbot responses and should be considered as preliminary guidance rather than expert analysis.

2024-09-01T19:06:22Z

New credit card rules from today: Mastercard, RuPay, or Visa — Find out which network suits you best

Starting today, September 6, 2024, credit cardholders in India can choose their card network—Mastercard, RuPay, or Visa—when applying for a new card or renewing an existing one.This new flexibility comes as part of the Reserve Bank of India's (RBI) initiative to enhance customer choice and foster competition in the digital payments space.Adhil Shetty, CEO of BankBazaar.com, noted, "Choosing the right card network depends on one's personal needs...

2024-09-06T08:21:03Z

Coin Master free spins and coins for 07 September, 2024: Earn million coins using today’s links

Coin Master is a free mobile game available on Android and iOS that combines village-building with social interaction and slot machine mechanics. Players build villages, attack others, collect cards for rewards, use pets for bonuses, and gather spins to advance. Spins can be earned passively or through events and tournaments. Redeemable links provide extra spins and coins.

2024-09-07T07:12:00Z

Linda McMahon's Net Worth 2024, Current Income, Personal Life, Political Career and More

Linda McMahon's net worth reaches $3.2 billion in 2024 due to her significant contributions to WWE and her political career. Despite stepping down as WWE CEO in 2009, she continues earning from investments and consultancy roles. Married to Vince McMahon since 1966, Linda remains influential in both business and politics.

2024-09-07T13:26:59Z

Mukesh Ambani Stock: MULTIBAGGER! Rs 1 lakh to Rs 50 lakh in just 3 yrs

Mukesh Ambani Stock: India's largest conglomerate Reliance Industries had in May 2023 completed the acquisition of a controlling stake in Lotus Chocolate Company Limited for Rs 74 crore. Shares of the latter have turned multibagger delivering stellar returns to the shareholders. The stock is up 346% in just 3 months.

2024-09-07T12:46:43Z

Carlyle-promoted Hexaware files for Rs 9,950 cr IPO, India's biggest in IT services and enterprise tech space

US private equity giant Carlyle-promoted Hexaware Technologies has filed draft papers with Sebi to unlock value via a big-bang IPO, India's biggest ever in the IT services and enterprise tech segment. The size of the issue, a pure OFS, or offer for sale, by the parent Carlyle is Rs 9,950 crore, according to a copy of the DRHP reviewed by Moneycontrol. Carlyle couldn’t be reached for an immediate comment. On May 14, Moneycontrol was the first to...

2024-09-06T15:25:05Z

Australian dollar supported as RBA sticks to hawkish stance

The Australian dollar held steady on Thursday after the country's central bank stuck to its hawkish guidance on interest rates despite soft economic numbers, helping to offset risk aversion in global markets. Reserve Bank of Australia (RBA) Governor Michele Bullock used a speech to reiterate that a rate cut was unlikely in the near term given stubb...

2024-09-05T04:57:10Z

MILLIONAIRES EXPLAIN: How To Start A Business From Scratch (w/ Patrick Bet-David)

JOIN THE $2K CHALLENGE HERE (It's free, but spots are limited): https://2kchallenge.com I sat down with Patrick Bet-David to discuss how to start a business with $0, hope you enjoy! Patrick's channel: @VALUETAINMENT & @PBDPodcast TIMESTAMPS: 00:00 💸 The $2K Challenge 00:41 🏢 Shadow experienced industry leaders for insight, not just success, and learn from their wins and mistakes. 01:53 💼 Negotiating equity after increasing value can lead to ownership or leverage elsewhere if declined. 03:30 🌟 Define your ambition within a role: leadership or support, and excel accordingly. 05:37 💸 Leaving comfort for growth often yields rewards, even if initially uncomfortable. 05:51 🌈 Sequencing matters: passion might not always align with financial success. 11:49 🤝 People skills, conflict resolution, and keeping promises are universal business assets. 14:54 📱 Personal branding on social media is crucial today for credibility and connections. 17:18 🤝 Networking is about value exchange; even small gestures can lead to significant opportunities. 19:23 🎭 Faking it till you make it might work temporarily, but the market tends to expose inauthenticity, especially today. 20:05 🌟 "Future Truth": declaring future successes is fine, but consistent progress is necessary to uphold those claims in the future. 21:16 📉 Making commitments you can't keep in business can severely damage credibility and relationships in a brutal market. 21:30 🚪 Having an exit plan isn't necessary at the start, but evolving goals and visions over time is crucial for sustained motivation. 22:12 🌌 Beyond money, finding a deeper purpose and mission often emerges during the journey of business development. 23:34 ⏳ Immediate financial success isn't the focus at the outset; long-term visions can take decades to achieve. 24:02 🤝 Establishing upfront agreements and responsibilities in partnerships can prevent future conflicts or uncertainties. 25:10 🛠 Having a clear hierarchy or a designated decision-maker in partnerships can streamline operations and avoid deadlock situations.

12/1/2023 8:33:30 PM

Is luxury losing its luster? How status symbols became commonplace

Luxury brands are increasingly common, raising questions about the true value of their exclusivity. Despite rising disposable incomes, spending on luxury items often lacks practical use and comes at the expense of long-term savings and financial stability.

2024-08-26T08:41:48Z

Mukesh Ambani's Reliance-Owned Stock Delivers 10,800% In Just 5 Years - Do You Have?

Mukesh Ambani's Reliance Consumer Products Limited has a 51 per cent stake in Lotus Chocolate. The acquisition was completed on May 24, 2023. Here are the details of how the share of Lotus Chocolate has given a significant return to the investors in past years.

2024-09-07T09:35:54Z

7 people in your life who should not know about your savings and income

Maintaining privacy about your financial status helps protect you from exploitation and ensures that your financial decisions are based on your own priorities and values, free from external pressures or expectations...

2024-09-03T13:43:56Z

Cryptocurrency Price Today (September 5): Bitcoin Stable At $57,000, Injective Becomes Top Gainer

Bitcoin (BTC), the world’s oldest and most valued cryptocurrency, managed to rise above the $57,000 mark early Thursday. Other popular altcoins — including the likes of Ethereum (ETH), Dogecoin (DOGE), Solana (SOL), Ripple (XRP), and Litecoin (LTC) — landed in the greens across the board as the overall Market Fear & Greed Index stood at 34 (Fear) out of 100, as per CoinMarketCap data. The Injective (INJ) token emerged to be the biggest gainer of...

2024-09-05T06:37:04Z

Batista's Net Worth in 2024: His Current Income, Major Earnings, and Career Highlights

As of 2024, Dave Bautista, also known as Batista from WWE, has a net worth of $20 million. His income sources include his successful wrestling career, notable Hollywood roles such as Drax in 'Guardians of the Galaxy', and entrepreneurial ventures. He continues to be influential in both entertainment fields.

2024-09-05T10:41:08Z

Gold Price Falls In India: Check 22 Carat Rate In Your City On September 4

Gold Rate Today In India: On September 04, gold prices in India hovered around Rs 73,000 per 10 grams. The rate for 24-carat gold, known for its highest purity, was Rs 72,760 per 10 grams. For those interested in jewelry, 22-carat gold, which is more durable due to its alloy content, was priced at Rs 66,690 per 10 grams.Meanwhile, silver was trading at Rs 85,900 per kilogram.Gold rate today in India: Retail gold price on September 04Check gold...

2024-09-04T04:25:26Z

Zodiac signs who love money

Zodiac signs who love money

2024-09-04T07:07:02Z

How much money should you keep in your savings account?

One of the most important aspects of managing finances is to determine how much you should maintain in your savings account. While making investments to beat inflation is necessary to achieve financial independence in the future, you should also have a steady corpus of funds to rely on in case of any financial emergencies. Factors to consider while determining how much to save in your account Consider the following factors to understand how much...

2024-03-26T11:37:55Z