Business

Kotak Mahindra Bank slashes savings account interest rates; here's how to make your money work harder

Kotak Mahindra Bank is the latest bank to cut savings account interest rates by 25 basis points, effective from April 25, 2025.

Home in Mumbai with SIP: If you had invested 20% of your salary since 2000 in SIP, could you buy your dream home in Bandra?

Would investing 20 per cent of your salary in mutual fund SIPs with 18 per cent CAGR returns have helped you buy your dream home in Bandra? Read on to find out

Love isn’t blind—at least not to debt: 5 money habits to spot in your partner

Discover five essential money habits every Indian couple should adopt before marriage. Learn how discussing spending, debt, savings, and financial priorities can ensure a secure and prosperous future together. Start building financial harmony for a happier marriage.

Financial Security For Seniors, One-Time Money & Monthly Income Solutions

As we grow older, money becomes very important. If you want to stay financially strong in old age and not ask anyone for help, you need to plan your finances now. Here are some schemes that can give you both a lump sum amount and monthly income during old age. SIP+SWP Strategy SIP (Systematic Investment Plan) and SWP (Systematic Withdrawal Plan) ca...

Why are the largest credit card companies stashing funds? Have they sensed something? Is a downturn coming?

Despite Americans' continued spending and credit card usage, major banks are bracing for potential economic turbulence. JPMorgan Chase and Citigroup are increasing their cash reserves and setting aside billions for potential loan losses, anticipating a possible recession. While consumer spending remains strong, delinquencies are rising, signaling a cautious approach from financial institutions.

RBI’s Big Move: Kids Aged 10+ Can Now Open & Run Their Own Bank Accounts! N18V | CNBC TV18

Why is the world so heavily invested in US Treasuries?

For many years, the US Treasuries have been known as safe and stable investments. They have been a popular choice for investors around the world, especially during times when the markets are unstable. These government bonds are trusted because they are backed by the full support of the US government. They have been a key part of many investment portfolios and have helped support the global financial system. However, changes in world...

Why multi-asset investing is getting real

When you construct your investment portfolio, you want to protect your money and grow it to beat inflation. You know the value of your hard-earned money because you got there with a considerable effort. You have made sacrifices to save money and worked harder to make more money. Letting it go to inflation or factors that are not in your control can...

Is money ruining your marriage? Study shows the nuances of monetary beliefs and relationship satisfaction

Monetary beliefs play a big role in determining happiness in marriage.

550% dividend per share: Nifty 500 firm announces cash reward in Q4 results - Check quarterly earnings details

Dividend stock: After paying dividend of Rs 2 equity per share, a Nifty 500 company has announced 550% dividend payout for its shareholders. The Nifty 500 stock has zoomed by 162 per cent in the last 2 years and 113 per cent in the last 3 years. The company announced its quarterly results on Friday, reporting a 10 per cent YoY jump in its PAT.

I'm 25 with fixed salary of Rs 12.5 LPA. I have Rs 38k monthly education loan EMI. How to plan my first investments?

Starting with a Rs 12.5 lakh fixed annual salary is a great start, but stepping into financial independence requires careful planning. Your first priority should be budgeting smartly. Next, build your emergency fund—at least 6 months’ worth of expenses saved in a liquid, accessible account. This will cushion you against any unexpected job or health shocks.

Top 10 Largest Economic Giants In the World In 2025: USA, China And Others- Is India On The List

Top 10 Largest Economic Giants In the World In 2025: Some of the strongest and fastest-growing countries in the world still control a large portion of the global economy in 2025. With their enormous GDPs, robust industries and worldwide clout, the top 10 biggest economic behemoths are influencing global markets. Although nations like Germany, Japan and India also have strong positions, the United States and China continue to be at the top....

I landed the best paying job I’ve ever had, I had good credit and everything was falling into place, but then I made a major financial mistake. Now what?

Many people get complacent and make major financial mistakes under the assumption that their stable job and solid credit will always protect them. We look at how to get on the road from ruin to recovery.

How much income tax you will save this year with New Tax Regime? 5 smart ways to use this tax saving

Income tax saved in new tax regime: The attractiveness of the new tax regime has increased due to a hike in tax rebate under Section 87A and new income tax slabs. Many taxpayers will opt to pay tax under the new tax regime for the financial year 2025-26. With increased tax savings, here are five smart ways to use them.

It's not your salary, but your savings that make you a millionaire, says Vijay Kedia

High salaries may look impressive on paper, but they don’t guarantee wealth. What truly matters is how much you save — not how much you earn, says veteran investor Vijay Kedia.

Bank of Maharashtra Dividend 2025: Cash reward in Q4 results by PSU - Stock price is under Rs 50

Bank of Maharashtra Dividend, Bank of Maharashtra Q4 Results 2025: Bank of Maharashtra today, April 25 reported its earnings for the quarter ended March 31, 2025. The PSU also announced a dividend for its shareholders. Bank of Maharashtra Dividend has proposed 15 per cent i.e. Rs 1.50 dividend per equity share for the financial year 2024-25.

Sensex zooms 800 pts from day's low, Nifty above 24,100: Three key reasons behind sharp market recovery

Benchmark equity indices Sensex and Nifty staged a strong rebound in afternoon trade on Friday, recovering sharply from early losses on positive global cues and foreign fund inflows. The rebound helped investors shrug off concerns around escalating India-Pak tensions. The Sensex bounced back 850.4 points from the day’s low to hit 79,456.21 around 2:30 PM, while the broader NSE Nifty rose 258 points to reclaim the 24,100 mark, to 24,109.15....

6 Reasons To Choose Fixed Deposits (FDs) For Your Long-Term Financial Goals: Money Matters

Reasons To Choose Fixed Deposits (FDs): When planning for long-term financial goals, selecting the right investment option is crucial. Fixed Deposits (FDs) have long been a popular choice for individuals seeking safe and reliable returns over time. A Fixed Deposit (FD) is a type of investment offered by banks and financial institutions where you deposit a certain amount of money for a fixed period, usually ranging from a few months to several...

Alphabet reports strong Q1 profits fueled by Cloud, AI amid antitrust challenges

Google parent Alphabet on Thursday reported profit of $34.5 billion in the recently ended quarter, powered by its cloud computing and artificial intelligence operations. Overall revenue at Alphabet grew 12 percent to $90.2 billion compared to the same period a year earlier, while revenue for the cloud unit grew 28 percent to $12.3 billion, according to the tech giant. Alphabet chief executive Sundar Pichai said the strong quarterly results...

Worried About 2025 Travel Costs? Here Are 10 Budget Red Flags to Watch

Worried About 2025 Travel Costs? Here Are 10 Budget Red Flags to Watch

Explainer | RBI's New Liquidity Coverage Ratio Norms | Impact On Banks | CNBC TV18

Why investors should look at tax-free bonds now

In a world where equity markets swing due to geopolitical headlines and fixed deposits (FDs) struggle to beat inflation, tax-free bonds stand out as an oasis of stability for investors. With the RBI hinting at further rate cuts, the allure of locking in tax-efficient, fixed-income returns has never been stronger. But what makes tax-free bonds — particularly those traded in the secondary market — the cornerstone of savvy portfolios? These bonds...

8 Proven Mantras For Management Graduates Transitioning To The Corporate World

By Ram Charan India is on fire—confident and youthful, it stands influential and at the centre of global attention. It is highly likely that India’s GDP will grow exponentially, from $4 trillion now to an astounding $30 to $40 trillion in the coming decades. We are entering Bharat’s golden era; its time has finally arrived. Today, the youth entering the corporate world to start their careers have the chance to shape this destiny, and in doing...

Gold rush 2.0: Why the world is turning to the yellow metal again

For centuries, gold has been considered the universal symbol of wealth, luxury, status, and power. From ancient civilisations to modern times, gold has served as a valuable currency while shaping economies and influencing empires; gold dates back thousands of years.

Why young investors should invest in equities

I was sitting in an airport lounge when a young woman approached me and said “I watch your YT videos, but sorry, I don’t invest in equities”. She left after a short conversation. My views on equities have changed over the past 4+ decades – it has only increased my ‘pro-equity’ stance. Thanks to late Mr. Jack Bogle (Vanguard funds) in USA, Sebi, and...

California Overtakes Japan as World’s Fourth-Largest Economy

It's official.

Credit score vs credit report: What’s the difference and why it matters

If you’ve ever applied for a loan, credit card, or even rented an apartment, you’ve probably come across the terms “credit score” and “credit report.” While the two are closely related, they serve very different purposes. Knowing the difference between them is crucial for making informed financial decisions and protecting your credit health. What is a credit score?A credit score is a three-digit number that reflects your creditworthiness. In...

Bitcoin Trades Above $90,000 For First Time Since Early March

Bitcoin is back above 90,000 dollars for the first time since early march, prompting fresh talk of crypto decoupling from equities, with the og token tracking gold more closely in recent days amid trump's tariff turmoil.

Gold Coin Vs Gold Jewellery: Which Is A Better Investment?

Want to reach Rs 2 crore in 15 years? Here's what investors need to save in 2025

Manish Jaiswal sought expert advice on ET Now's The Money Show to enhance his retirement portfolio, aiming for Rs 1.5 crore in 15 years through SIPs. Financial advisor Nisreen Mamaji validated his fund choices and suggested diversifying his investments into specific funds to potentially reach Rs 1.

These 5 funds offered under 0.5% expense ratio with up to 26% returns in 5 years

While investors typically focus on fund returns, manager track records, and brand reputation, the expense ratio is a critical, often overlooked factor. This annual fee, deducted by the fund house for managing investments, directly affects the Net Asset Value (NAV).

What happens when women take the financial lead? New book Money & Her has some answers

Money and Her by Lisa Pallavi Barbora explores women’s evolving relationship with money through intimate stories of resilience, identity, and financial agency. Blending memoir with practical advice, the book captures the emotional and strategic aspects of financial independence, urging open conversations and thoughtful decision-making across life stages.

Bill Gates net worth in April 2025: Investments, philanthropy, and financial breakdown

As of April 2025, Bill Gates' net worth stands at $104.6 billion, ranking him #14 globally, despite significant philanthropic contributions. His wealth is now largely managed through Cascade Investment LLC, with holdings diversified across various sectors. Gates remains a prominent figure in global discussions on climate change, pandemic preparedness, and education equity, exerting influence through philanthropy and technology.

RBI Buys Big! 57.5 Tonnes of Gold Added in FY25 - Reserves Hit 879.6 Tonnes

Reserve Bank of India(RBI) acquired 57.5 tonnes of gold. The apex bank aims to expand its reserves of safe-haven assets at a time when gold prices surged by one-third amid global financial instability. RBI's gold purchases have been notable, with the largest acquisition of 66 tonnes in 2021-22, followed by 35 tonnes in FY23 and 27 tonnes in FY24.

IREDA shares plunged 5% today; here's what existing investors can do

IREDA recorded a 48.66 per cent year-on-year (YoY) jump in its consolidated net profit for the March 2025 quarter (Q4 FY25).

Studying at an Ivy League college with a high price tag comes with priceless exposure: Here are 7 advantages beyond academics

Attending Ivy League institutions offers numerous benefits like academic excellence, exclusive extracurricular activities, and vast professional networking opportunities. Students gain exposure to world-class faculty, diverse cultural environments, and develop crucial soft skills. The Ivy League credential also provides a significant resume advantage, enhancing job prospects and opening doors in competitive fields.

Ather Energy Rs 2,981-crore IPO opens on April 28: Company raises Rs 1,340 crore via anchor book

Bengalore-based Electric vehicle maker Ather Energy has raised Rs 1,340.03 crore from several institutional investors via anchor book on April 25, a day before the IPO opening for public subscription. The maiden public issue will open on April 28 and close on April 30. The company in its filing to exchanges said it has finalised allocation of 4.17 crore equity shares to anchor investors at a price of Rs 321 per share. Marquee investors including...

How Much Emergency Fund Should You Keep, Where Should It Be Parked?

In personal finance, few things are as crucial as having a solid emergency fund. It acts as your financial safety net during unexpected life events — job loss, medical emergencies, or sudden home or vehicle repairs. But, how much should you really keep aside? And where exactly should you park this money for easy access and safety? Let’s break it down.What Is An Emergency Fund?An emergency fund is a dedicated reserve of money set aside to cover...

Owning a house is significant goal, but dealing with mortgage debt can be burdensome

Acquiring a home is a significant achievement in one's life journey. However, managing the accompanying mortgage debt can become a source of stress. To alleviate this burden, individuals may consider implementing strategies to pay off their home loan more rapidly.

How much money do you really need for financial freedom in India? Rs 10 crore, Rs 50 crore or more?

You don't need Rs 10 crore or Rs 50 crore for financial freedom — just calculate your expenses and aim for the right amount using the 4% rule.

Countries Where the Indian Rupee Has More Buying Power

Sebi Introduces Changes From June 1 In the Cut-Off Timings Of Net Asset Value Calculations

SEBI's circular released on April 22 highlights some changes with regards to the cut-off time to determine the net asset value (NAV) of overnight funds. SEBI (Securities and Exchange Board of India) is a regulator of capital markets. The changes that will come into effect from June 1, 2025, concerning the overnight schemes are: A. When the applicat...

Akshaya Tritiya deals: PhonePe, Airtel Payments Bank float gold plans valid till April 30

PhonePe is offering a 1% cashback on one-time transactions of Rs 2,000 or more in 24K digital gold, valid only on 30 April.

Shriram Finance Q4 Results: Standalone profit rises 10% YoY to Rs 2,139 crore; Co declares Rs 3 dividend

Shriram Finance Q4 Results: Shriram Finance reported a 10% YoY rise in Q4 FY25 net profit, driven by strong disbursements, net interest income, and revenue growth. The company also saw a 36% profit surge for FY25, maintaining stable asset quality and a growing loan book.

East or west, gold is the best

The sharp rise in gold prices comes at a time when global markets are under pressure due to the falling US dollar and rising uncertainty in the US economy, especially after recent statements by Donald Trump.

Retirement plan: Where to invest if you have a monthly pension of Rs 30,000

For senior citizens with a monthly pension, experts recommend a conservative investment approach, emphasizing options like recurring deposits, fixed deposits, and the Senior Citizen Savings Scheme. Tax-free bonds and debt mutual funds also present viable choices, offering liquidity and potential for portfolio rebalancing.

Reliance Industries Q4 results: Net profit up 2.4% to Rs 19,407 crore; becomes first company to cross Rs 10 lakh crore net worth

NEW DELHI: Mukesh Ambani-led Reliance Industries on Friday reported a 2.4% rise in its net profit to Rs 19,407 crore for the quarter ending in March, driven by strong performance in retail operations and resilient oil sector results despite global market challenges.The company's consolidated net profit reached Rs 19,407 crore, equivalent to Rs 14.3...

Google Search revenue continues to show double-digit growth; over 1.5 billion new users added monthly in AI Overviews

Alphabet does not issue Guidance reports, making it unclear how its business was affected by President Trump's tariff rollout and the changing economic environment.

Atul Q4 results: Shares rise after profit more than doubles, ₹25 dividend declared

Atul Ltd reported a strong set of financial results for the fourth quarter of FY2024-25 on April 25. The company posted a remarkable 120% year-on-year increase in net profit, which jumped to ₹130 crore from ₹59 crore in the same period last year.The sharp growth in profit was supported by a healthy 20% rise in revenue, which climbed to ₹1,452 crore compared to ₹1,212 crore in Q4 FY24.EBITDA also saw robust growth, rising 51% to ₹223.4 crore from...

ETMarkets PMS Talk | Rs 1 cr in April FY25 became Rs 1.38 cr: Here’s how Pawan Bharaddia is building wealth for investors

The foundation of our outperformance lies in disciplined, long-term investing in high-growth businesses. What’s critical to highlight is that the returns have primarily been driven by the earnings compounding, not multiple expansion. In other words, profits have done the heavy lifting—not sentiment-driven rerating.