Money

India Inc sitting on Rs 5.09 trillion cash, shies away from fresh investments

India Inc’s cash holdings surged to Rs 5.09 trillion in FY25, but companies stayed cautious on new investments amid weak demand and policy uncertainty. While capital expenditure slowed, dividend payouts hit a decade high. Experts expect recovery in FY26 with renewed focus on innovation and M&A.

Antara Senior Care's ₹300 Cr Investment Plan Gets A Boost | CNBC TV18

How to protect your money from high inflation and interest rates

With sticky inflation and high interest rates, here are a few things you can do to reduce the risk of politics hurting your pocket, according to experts

XRP price predictions 2025: could XRP surge 1,000%+ and turn a $5,000 or $15,000 investment today into millions by 2040? Here's what experts say

XRP investment future value is catching the eye of crypto enthusiasts as experts share bold projections for 2040. With XRP currently priced at $2.26, a $5,000 or $15,000 investment today could turn into six or even seven figures in 15 years. Analysts from Telegaon and Changelly see XRP hitting prices between $160 and $1,938 by 2040, potentially growing your initial investment into millions. Even conservative estimates like Google Gemini’s $64.2...

EURO lingers around 1.1800 mark against US dollar, sees good gains against INR

Mumbai, July 7 -- Euro has come off a four-year high against the US dollar today as markets eyed the global trade talks and some corrective action emerged in the single currency following recent ga...

Personal loans: Aside from interest rate, these are the other factors one could examine

Other key factors which should influence a borrower’s decision to choose a lender include processing charges, lender’s reputation, other hidden charges & the overall experience of securing a personal loan.

Real Estate vs Mutual Funds: Where should you invest, explains stock market expert

Owning a house was once every family's dream, but times have changed. With high prices and new ways to invest, is real estate still smart, or are mutual funds better? A stock market expert explains.

Buying gold in Dubai: The pros and cons; and things you need to keep in mind

Despite rising gold prices, Dubai's jewellery retailers offer savvy shoppers 15 tips for cost-effective purchases. These include timing buys during festivals like Eid and comparing prices across stores. Negotiating making charges, leveraging loyalty programs, and utilizing credit card promotions can also lead to significant savings. Tourists can further benefit from VAT refunds, ensuring a rewarding experience in Dubai's gold market.

RBI floating rate bond offers 8.05% return: FRSB outperforms most bank FDs and PPF; what conservative investors need to know

Reserve Bank of India keeps the Floating Rate Savings Bonds interest rate at 8.05% for July to December 2025. This rate is higher than many bank fixed deposits. These bonds offer safety and good returns. The rate is linked to National Savings Certificate and recalibrated every six months. These bonds are good for long-term conservative investors seeking steady income.

How much money a wealth tax could raise – and would the super-rich leave?

Estimates suggest that a wealth tax could raise billions a year, but may lead to some ultra-rich leaving the UK

What India Inc’s ECB surge tells us

Liberalising ECBs was never meant to replace domestic credit development, but to complement it. The time may be right for policy recalibrations.

Small-cap SME stock jumps over 4% from intraday low; here’s why

Cellecor Gadgets share price has fallen 4.5% in one month, and has plunged more than 53% in six months. The small-cap stock has declined 44% on a year-to-date (YTD) basis. However, Cellecor Gadgets shares have gained 16% in the past one year.

RBI waiting for gold prices to fall? Central bank keeps gold reserves constant; decision likely due to forecasts on yellow metal

The Reserve Bank of India has paused adding to its gold reserves in FY26, maintaining holdings at 880 metric tonnes. This decision seemingly aligns with price projections from various financial institutions anticipating a potential decline in gold prices.

Infosys shares fall marginally; over 5.3 lakh shares traded

At 10:20 am, shares of Infosys were trading at Rs 1,638 on the NSE, a marginal decline of 0.16% from the previous close. This hour, over 5.3 lakh shares changed hands. Trading Volume & Market ImpactOn the NSE, the traded volume reached 534,104 shares. Recent Financial PerformanceThe following table presents key financial figures for Infosys. QuarterRevenue (Rs Crore)Net Profit (Rs Crore)EPSMar 202437,923.007,975.0019.25Jun...

How ₹40 lakh gains become ₹100 crore: Gurgaon advisor on the quiet investor strategy

It starts with timing. Buy at launch when prices are low—say ₹12,000 per sq.ft—then target a ₹14,000 resale. That ₹2,000/sq.ft difference on a 2,000 sq.ft property creates ₹40 lakh in locked-in gains. That’s before possession. From there, use payment structure as leverage.

Nifty 50, Sensex end largely unchanged as Trump tariffs loom

The benchmark Nifty 50 ended on a flat note on Monday as investors remained cautious ahead of the anticipated US tariff announcements.The Nifty held on to levels above the psychologically important 25,400 points, helped by gains in heavyweight Reliance Industries. The Sensex also ended flat at 25,461. The benchmark gained only 10 points to end at 83,443. "For the Nifty, significant call writing was observed at the 25,500 and 26,000 strike...

Lucknow Circle Rate Set To Rise From August 1: What It Means For Buyers And Sellers

Lucknow Circle Rate: After a decade, the Lucknow district administration is set to increase the circle rate for properties in the district, making buying the properties costly, The new circle rates will be effective from August 01, 2025. The administration has announced new circle rates under the Uttar Pradesh Stamp (Valuation of Property) Rules, 1997, and its subsequent amendments. The administration revised the circle rates last time in 2015....

Beyond the Office Clock: 5 high-paying careers and side hustles to boost your income

As traditional full-time jobs become less reliable, side hustles and high-paying careers are stepping in to fill the financial gap. From flexible part-time gigs starting at $21 per hour to elite professions like surgeons and data scientists, this list highlights in-demand roles offering strong income potential in today’s evolving job market, backed by recent labor statistics.

HDB Financial shares surge over 4% after successful market debut

HDB Financial shares: The company debuted on the stock market on July 2, listing at a 12.84% premium over its issue price of ₹740. The shares opened at ₹835 on both the NSE and BSE, reflecting strong investor demand.

Fi Money rolls out AI feature for users' queries on personal finance via ChatGPT, Gemini

Peak XV and Temasek-backed fintech platform Fi Money has launched a new feature that allows users to securely connect their financial data to AI assistants such as ChatGPT, Gemini, and Claude. The integration enables users to ask personalised questions about their money from spending patterns to investment performance and receive real-time, AI-generated insights based on actual financial data. The new feature, called Talk to AI, is powered by...

Sweep-In FD To RD: 4 Emergency Fund Options In India

Just when you believe you have everything under control, life tends to surprise you. This is why having an emergency fund is a critical part of your financial planning and welfare security. When life throws a curveball at you, it is this emergency fund that comes to your rescue, providing an important financial cushion in uncertain times.The emergency fund is a dedicated money store that helps take care of unexpected occurrences and expenses,...

Smart borrowing: How to tell good loans from bad ones and avoid debt traps

In today’s world, taking on debt is almost unavoidable. Whether you’re financing a home, funding your education, or using a credit card for daily expenses, loans are woven into the fabric of modern financial life. But not all debt is created equal. Understanding the difference between good debt and bad debt is essential to making choices that improve your financial well-being rather than harming it. What is good debt?Good debt is money that is...

Bitcoin Soars to $109K as Tariff Deadline Shift Spurs Market Optimism

Crypto markets rally on extended tariff timeline and investor optimism ahead of “Crypto Week” in Washington, with Bitcoin nearing fresh all-time highs.

Weekly Money Horoscope Predictions, July 06 to July 12, 2025: Your money luck for the week

This week brings financial shifts for all zodiac signs, from easing pressure for Aries to potential gains for Gemini. Cautious spending and clear communication are emphasized across the board. Several signs may see returns on past investments or opportunities for long-term planning, while others should avoid impulsive decisions and seek expert advice to maintain financial stability.

Top 4 Best Investment Options You Should Consider After Retirement: Money Matters

Investment Options After Retirement: Today, many women are taking control of their finances, whether they’re working, running a business, or managing the home after retirement. That’s why retirement planning should be personal, it can’t be the same for everyone. Retirement is a time to slow down and enjoy life, but it also means making your money work wisely. With your working years behind you, it’s important to find safe and sensible ways to...

Interest Rates To Customer Support: What To Check Before Opening Savings Account

Building a secure future and achieving financial stability requires saving money. Opening a savings account with a reputable bank or financial institution is one of the first steps towards saving money. Individuals can open a savings account with a bank to deposit and protect their funds. They simultaneously receive interest, albeit a small amount. Customers can withdraw money from savings bank accounts at any time and without restrictions,...

How a crisis-time investment turned into Rs 6,886 Cr windfall for Kotak Bank

Kotak Mahindra Bank’s Rs 459 crore investment in MCX in 2014 has grown over 1,400% to Rs 6,886 crore by 2025. This strategic contrarian bet highlights the power of patience and long-term investing, with MCX emerging as the world’s largest commodity options exchange by volume.

She got 5 promotions in 6 years at IT company. Woman professional shares two rules to follow in office

A woman professional at a tech company earned five promotions in six years by following two key strategies: consistently performing at the next level and having clear, ongoing communication with her managers. She took initiative by volunteering for higher-level tasks and aligned her efforts with long-term goals to avoid burnout. Experts say her approach reflects a broader shift toward internal mobility, especially in a tight job market.

Techie earns Rs 15 LPA but has zero savings. CA asks him just to track one number every week to fix his finance

Chartered Accountant Nitin Kaushik shared a five-step financial strategy that’s helping young earners escape the paycheck-to-paycheck cycle. Drawing from a real-life client earning ₹1.2 lakh a month but constantly broke, Kaushik’s advice includes salary allocation, automation, emotional goal-setting, and a minimalist tracking method—all emphasizing that five minutes of planning can prevent weeks of regret.

Cash in on money market funds

Money market funds offer higher yields than savings accounts and FDs, with low risk and T+1 liquidity. Ideal for 3–12 month investments, they benefit from short-term instruments and rate transitions. Learn how to pick the right fund for safe, efficient short-term parking of capital.

Rs 1 crore in Mutual Funds by 33: One man’s journey that redefines ‘easy money’

He didn’t win the lottery or time the market. He stuck to three mutual funds, automated his SIPs, and tuned out the noise for four years. What emerged was ₹1 crore and a lifetime of financial wisdom.

35+ Money Lessons On Financial Freedom By India’s Leading Businessmen

Money Lessons For Financial Independence: Financial freedom is a common dream of every ambitious young adult. However, the journey of financial independence is not easy and needs a lot of learning and unlearning about money management. To give you the best possible perspective on financial management, India's best businesspeople and investors, over their journey of success and failure, have given invaluable advice on financial freedom. Their...

My employer pays the minimum into my pension. Should I get a LISA to save more?

Lifetime ISAs can help some people save for their retirement

Cred processes 75% more in bill payment value than PhonePe, its nearest competitor

Fintech credit card bill payment app Cred processes 75% more in bill payment value than PhonePe, its nearest competitor. PhonePe is the country’s largest mobile and Unified Payments Interface platform. In May, Cred facilitated Rs 52,000 crore worth of bill payments. In contrast, PhonePe processed Rs 30,000 crore worth of utility bills such as credit cards, electricity, Fastags, loan repayments and telephone bills, among others. This is based on...

Small-village techie, 34, saves Rs 4 crore. His story of grit and growth goes viral

A techie from a small village shared their journey of saving Rs 4 crore at the age of 34, inspiring several users with their story of consistency, patience, and humble beginnings.

Morgan Stanley Says India's Fundamentals Are Not In The Price! N18S | CNBC TV18

Mindtree co-founder Subroto Bagchi has donated hundreds of crores but a Re 1 SBI cheque is his 'biggest wealth of life'

Despite donating crores and co-founding a tech giant, Subroto Bagchi says an old Re 1 SBI cheque holds the most emotional value for him. As a token of his eight years of public service in Odisha, the symbolic salary has gone viral online, praised as a rare example of true, selfless leadership in today's corporate-driven world.

BEL, ICICI Lombard, Shriram Finance, Ganesha Housing And Aurionpro Solution Are Buzzing On Dealers' Desk

This edition of ‘Heard On The Street’ provides you with buzzing action on stocks like BEL, ICICI Lombard, Shriram Finance, Ganesha Housing, and Aurionpro Solution.

12 Places Where Cash Is Still King—And 8 Where Digital Payments Rule

12 Places Where Cash Is Still King—And 8 Where Digital Payments Rule

Dollar holds firm against euro, yen as US trade pressure mounts

The dollar strengthened following President Trump's tax cut bill approval and growing pressure for U.S. trade deals. A robust U.S. jobs report diminished expectations of imminent Federal Reserve rate cuts, boosting the greenback from previous lows against the euro and pound. Attention now shifts to potential tariffs on countries without U.S.

Building Materials Platform Infra.market Has Secured $150 Million In Financing | CNBC TV18

Fit body, perfect teeth, zero savings? Investment banker warns of India's new EMI economy

These are not luxury spends anymore—they’re EMI purchases. Much like how 60–70% of iPhones in India are now bought on installment plans, beauty is being financed.

Economic Buzz: Japan's FX reserves jump to near 3-year high in June

Mumbai, July 7 -- Japan's foreign reserves rose by $15.6 billion to $1.314 trillion in June 2025, marking the highest level since July 2022. The increase was driven by gains in foreign currency hol...

Aditya Birla Sun Life AMC Mobilises Rs 700 Crore Through AIF

The fund focuses on performing credit opportunities, offering capital solutions across growth, strategic, and opportunistic requirements.

Gold price crashes today: Analysts predict Gold rates projection

Gold price on Monday fell big as all eyes shifted on the US dollar rate and US President Donald Trump's tariff negotiation deadline.

How I Manage My Money: 65-year-old paying back a £24k loan on £1k benefits

Des Murphy had an accident at work which severely affected him and led to getting into financial trouble

Petrol, Diesel Prices Muted On July 7 — Here's How Much You Pay For Fuel In Your City

In Delhi, a litre of petrol is retailed at Rs 94.77, and diesel costs Rs 87.67.

What role does your money play in the climate crisis?

Personal finance is a climate blind spot for many — lagging behind decisions on things like diet, travel or shopping when it comes to individual action.Yet when it comes to lowering a personal carbon footprint, moving to a sustainable pension provider can be 20 times more effective than the combined impact of giving up flying, going vegetarian or s...

Forex Reserves $2 Billion Away From Fresh Record

Gold reserves decreased by $1.8 billion to $84.5 billion during the week.

Mukesh Ambani’s new energy, AI gamble could unlock $60 billion value for Reliance shareholders

Morgan Stanley projects Reliance Industries' market value could jump by $60 billion by integrating its new energy business with AI. RIL plans to transform its Jamnagar complex into an AI infrastructure hub, capitalizing on the AI boom and addressing data center energy needs. This includes powering 1GW of data center capacity with NVIDIA chips.