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5 investing choices that help your wealth grow even if markets don't behave as per your expectations | Personal finance

Investing requires careful planning regarding purpose, timing and risk. Establishing specific financial goals and maintaining consistent contributions.


5 sacred flowers of Goddess Lakshmi you must grow at home to attract wealth and prosperity

Goddess Laxmi is known as the goddess of wealth, fortune and prosperity. As per Hindu tradition, the goddess loves flowers as they carry deep spiritual significance.


The richest man in history had more wealth than entire countries

It sounds exaggerated. But by most historical estimates, the richest person to have ever lived wasn’t a modern billionaire. It was Mansa Musa, a 14th-century ruler of the Mali Empire.And his wealth wasn’t just large. It was on a completely different scale.Mansa Musa ruled over one of the richest regions in the world at the time, covering large parts of West Africa. This wasn’t just any territory — it was one of the main sources of gold, which...


Trump White House ballroom donor list revealed: Apple, Nvidia, Google among top contributors to $333 million fund

A leaked list shows Apple, Nvidia, the Adelson family and Charles Ergen gave $25 million each to Trump’s White House ballroom.


Ramayana Telugu rights: Why Dil Raju is paying Rs 54 crore instead of Rs 90 crore for Ranbir Kapoor’s film

There has been a lot of talk about how much Dil Raju is paying for the Telugu rights of Ranbir Kapoor’s Ramayana. While reports claimed the deal was worth Rs 80-90 crore, a leading distributor has now said the amount is actually much lower.Speaking to Deccan Chronicle, the distributor said Dil Raju has taken the film on an advance basis and will pay Rs 54 crore to release it in the Telugu states. “He has taken it on an advance basis and would be...


7 lucky plants that bring money, positive energy, and calm

There’s something almost magical about walking into a home filled with plants. The air feels lighter, the mood softens, and even the quiet corners seem more alive. Beyond their beauty, many people believe that certain plants carry the power to attract luck, wealth, and good energy. As city living becomes more fast-paced, people are turning to greenery not just for aesthetics but for emotional comfort. Plants help purify the air, reduce stress,...


Mediclaim rejected over hospital choice, woman gets Rs 1.73 lakh payout

Calling the rejection of an emergency medical claim inhumanity and cruelty , the Ernakulam commission ordered payment of Rs 1.18 lakh in medical expenses and Rs 55,000 in additional compensation and costs.


How Akash, Isha Ambani’s missed college assignment led to the creation of Rs 10 lakh crore Jio

A failed college assignment by Isha Ambani helped spark the idea for Jio, which is now preparing for a Rs 30,213 crore IPO at a valuation of around Rs 10.3 lakh crore. Akash Ambani said the proceeds would go towards debt reduction, as Reliance seeks to unlock value from its digital business.


Stocks to buy: 3 stocks recommended by Nomura with up to 33% upside

India, Oct. 15 -- Nomura has picked three companies, Paytm, Bharti Hexacom, and Dhoot Transmission, with a Buy rating and upside potential of up to 35%. The brokerage remains positive on these stocks, considering their growth prospects, business opportunities, and industry trends.


Canadian billionaire and Asian banking titans find ₹1.32 lakh crore worth of interest in India

In recent months, foreign investment in India’s financial sector has grown significantly, resulting in major acquisitions. Fairfax Financial Holdings secured a large stake in IDBI Bank, while Mitsubishi UFJ Financial Group poured resources into Shriram Finance. Additionally, Emirates NBD established a notable presence in RBL Bank. Such initiatives promise to alter the competitive dynamics and improve service capabilities in the Indian banking...


PNB Q2 results: Lower provisions aid profitability, slippages rise from June quarter

State-run Punjab National Bank Ltd. (PNB) reported results for the September quarter after market hours on Friday, October 16. The lender's profitability and core income, both grew in double digits from last year. However, slippages have increased on a sequential basis, even as asset quality improved.Net profit for PNB stood at ₹5,532 crore in the September quarter, which is 12.8% higher compared to the same quarter last year's figure of ₹4,903...


Asset rich but cash poor? The retirement trap that could hurt your savings

A person may own a valuable house, land or other investments but still struggle to pay for groceries, medical bills and everyday expenses.


‘I have no money’: Forbes 30 Under 30 founder Sofia Panwar on embarrassment of financial collapse

Sofia Panwar opened up about the “shame” and “embarrassment” of going from financial stability to relying on government aid in an Instagram video.


Money stolen from your account at night? Don't wait until morning to report it

It's almost midnight when you get a message saying Rs 30,000 has been transferred from your bank account. You haven't sent anyone any money, so you open your banking app to check. Sure enough, Rs 30,000 is missing. Now what? The bank is closed, it's too late to visit a branch and you're not sure whether customer care will answer at this hour. Should you wait until morning?You shouldn't. Banks have ways for customers to report fraud at any time,...


Nvidia, Apple each gave $25 million for Trump's ballroom, Washington Post reports

Nvidia and Apple each committed $25 million for US President Donald Trump’s planned White House ballroom, according to a Washington Post report on Thursday that showed $333 million in private donations for the project.The Adelson family, longtime financial supporters of Trump and his Republican Party, committed $25 million as well, as did billionaire Charles Ergen, co-founder and chairman of telecommunications company Dish Network, the report...


NTPC's TTM profit is 13 times Adani Green's: What does the comparison reveal about these power stocks?

India, Oct. 15 -- India's power industry is coping with increasing electricity consumption as well as the shift towards renewables. While existing power providers still continue to provide electricity via their extensive generation assets, renewable power providers are actively investing in solar, wind, and hybrid projects to increase power generation through renewables.


Indian-Origin Doctor Says Mom ‘Worked As Babysitter, Saved $10,000’ & Helped Buy First Home 56 Years Ago In The US

For many immigrant families, life in a new country begins with uncertainty, financial pressure and everyday struggles that rarely make headlines. One such story is now going viral on X after a US-based Indian-origin doctor shared how his mother, newly arrived in America in the 1970s, took up babysitting to support the family while his father worked long hospital shifts. This decision eventually helped the family buy their first home in the...


Did you know the key to building wealth is saying 'no'? Here are the 5 things rich people refuse to do, according to Charlie Munger’s wealth rule

Charlie Munger, Berkshire Hathaway's vice-chairman, identified five key areas where people seeking wealth often falter. He emphasized saying no to complexity over clarity, compromised ethics, broken systems and bad partners, speculation and gambling, and isolated facts without a thinking framework. Munger believed discipline and restraint were crucial for building lasting wealth.


Law student works for Blinkit, reveals day 1 earnings: 'A boon for people like me'

The law student clarified that his LLB remains his primary focus and that he took up delivery work to manage his expenses while continuing his degree.


Ramesh Damani says Wall Street ignoring a '1,000-pound gorilla', believes capital will return to India

Veteran investor and BSE member Ramesh Damani anticipates a massive rotation of global capital into Indian equities as the artificial intelligence boom in the United States loses momentum. The shift is expected to accelerate as the US markets face potential instability surrounding the upcoming November 3 elections.The AI-driven rally that largely bypassed India over the last few years is winding down due to elevated interest rates, excessive...


RBI's rupee rescue isn't over yet. Here's what may come next

The Reserve Bank of India's measures helped the currency rebound from a near record low but analysts are questioning how long the relief can last.


Why New York mayor Zohran Mamdani wants 15% of whatever NYU’s new quantum lab invents

New York City Mayor Zohran Mamdani has committed $29.2 million to NYU's Quantum Fabrication Facility (QFab) in Manhattan, set to open in 2030. In return, the city gets 15% of NYU's proceeds from intellectual property created with city-funded tools, plus three advisory board seats. Backed by $284 million in total funding, the new quantum lab will train CUNY students and support more than 100 companies.


Central government employees to get bonus up to Rs 6,908: Who qualifies and who misses out?

Central government employees can receive an ad-hoc bonus of up to Rs 6,908 for 2025-26. Check eligibility rules, service requirements and who may miss out.


5 business lessons from The Richest Man in Babylon by George Samuel Clason; make your money work for you and more

The Richest Man in Babylon by George S. Clason offers timeless financial lessons through ancient parables.


Nestle Q2 results: Profit surges 36%, but rising costs remain a concern

Nestle India's September-quarter profit rose 36% as revenue grew 20% and operating margins widened, beating Bloomberg estimates despite rising food inflation and commodity cost pressures.


NPS charges: ₹20,000 a year on ₹1 crore corpus; what subscribers should know before investing through PoP

Thinking about joining the National Pension System (NPS)? The choice you make between accessing e-NPS or utilizing a Point of Presence (PoP) can greatly influence your overall costs for years to come. Grasping the fee structures associated with PoP and any potential extra charges is vital for both newcomers and seasoned subscribers. Uncover the best approach for your retirement investments.


Bajaj Consumer Care shares crash 10% despite 66% profit growth: Here's why

India, Oct. 15 -- The shares of this small cap company majorly engaged in the business of cosmetics, toiletries and other personal care products, plunged nearly 10 percent after announcing its Q2 FY27 result.


Kotak MF halts subscriptions in two funds with exposure to Yes Bank AT1 bonds

Yes Bank's AT1 bonds were written off in March 2020 as part of the bank's reconstruction process. Following the write-off, the bonds were valued at zero in the two Kotak Mutual Fund schemes, according to the AMC.


Japanese proverb of the day: "Getting money is like digging with a needle. Spending it..."

Money is one of life's greatest necessities. Yet earning it often takes patience, effort and sacrifice. A traditional Japanese proverb captures this truth perfectly. "Getting money is like digging with a needle. Spending it is like water soaking into the sand".It reminds that wealth is difficult to build but remarkably easy to lose. What does this proverb mean?The proverb compares earning money to digging the ground with a tiny needle. It is...


Man says travelling in India has become 'expensive' after spending Rs 2.4 lakh for 9-day trip; internet agrees

A man has sparked a discussion about the rising cost of domestic travel after revealing that a nine-day vacation for four people cost him around Rs 2.4 lakh. He said that the trip included stays at 3 to 5-star hotels, a rented car for the entire duration and visits to almost all the major tourist attractions.In a post on X, Suraj Kumar Talreja said, “My recent domestic vacation cost me around ₹2.4 lakh for 4 people. We stayed in 3- to 5-star...


Daily horoscope today: Delayed money lifts Taurus mood; tip urges calmer reactions

For those under the Taurus sign, today could bring unexpected financial perks from postponed reimbursements, providing a sense of ease. Yet, emotional fulfillment might be hindered by unrealistic expectations. It's essential to engage in open conversations with loved ones to prevent conflict, particularly around children. While persistence is key in work and finance, exercise caution against extravagance. Prioritizing health through stress...


Tech Mahindra Q2 earnings: stock jumps 8% on profit beat, bonus issue; IT index lifts benchmarks

Tech Mahindra witnessed an impressive surge of over 8% in its shares following the announcement of remarkable quarterly earnings. The IT giant recorded a 32.74% year-on-year increase in consolidated net profit, buoyed by robust volume growth and effective cost management. In celebration of its 40th anniversary, the company also proposed a bonus issue.


Man laid off in his 40s reveals 3 things that changed after losing his job: 'It actually has major benefits'

Losing a job in your 40s can bring stress, especially after years of building a career. But one man who went through a mid-career layoff says the experience also changed the way he looks at friendships, money and work.The man, who runs the Instagram account ‘Midlife Reboot’, describes himself as an “18 yrs corporate leader” who was laid off. His profile says, “Proving that a midlife layoff isn’t the end, it’s the reset.”He Says A Layoff Shows...


Johnson, Reigns wealth compared: Celebrity Net Worth pegs $800m vs $14m; careers show WWE dynasty split

While Dwayne Johnson and Roman Reigns have both been connected to the Anoa’i wrestling dynasty and WWE, their journeys to financial success have taken different roads. Johnson used his wrestling fame to get into Hollywood, production and consumer brands, while Reigns built his profile through championships, merchandise and endorsements, and their stories illustrate how wrestling success can open doors outside the ring.


How Wipro handed back 2.6 times its half-year profit to shareholders

A Rs 15,000 crore buyback and Rs 1,978 crore of dividends took Wipro's payouts well above what it earned in the six months to September, as September-quarter profit slipped 1.4% from a year ago.


Psychology says women who feel guilty spending on themselves were likely raised with these 3 beliefs

Hesitating before ordering the more expensive thing. Putting an item back because it feels unnecessary. Buying something and quietly hiding the receipt. For many women, spending money on themselves comes with a specific, nagging discomfort that has very little to do with how much is actually in the bank. Psychologists who study financial behaviour ...


Psychology says people who can afford expensive restaurants but still feel uncomfortable may have an old money rule holding them back

They have enough money to pay the bill without worrying about rent, savings or next month's expenses. Yet, sitting down at an expensive restaurant brings an unexpected sense of discomfort. They study the menu prices, hesitate before ordering another drink and calculate how many everyday meals the same amount could buy. Even when someone else is paying, the guilt may not disappear. Psychology suggests that being financially secure does not always...


She had a prestigious Wall Street job – two drinks exposed her paycheck-to-paycheck reality

Vivian Tu executed billion-dollar trades for Wall Street hedge funds, yet lived paycheck to paycheck and once had her card declined at a crowded bar. She had to wait until 12:01 for her paycheck to reach her bank account before she could settle the tab. A decade later, she reveals how financial literacy, investing, online banking and modern money tools helped her escape the financial chaos hidden behind an impressive career.


Rs 10 lakh in debt fund vs FD: Which may leave you with more after tax?

Tax rules for debt mutual funds changed significantly from April 2023. For a new investment in a debt-oriented mutual fund covered by Section 50AA, gains are treated as short-term capital gains irrespective of how long the investment is held.


Jharkhand tribal farmer who started with 100 chicks now earns ₹2.23 lakh a year; inspires 30 women

Phool Kumari ventured into poultry farming in 2018 to boost her family's income from their traditional agricultural practices. With a remarkable net income of ₹2,23,400 accumulated from selling adult birds, chicks, and eggs, she not only transformed her family's financial situation but also inspired around 30 tribal women to engage in enhanced backyard poultry farming methods.


How to detox your money: Try these 5 tricks for one month to understand your finances better

These 5 tricks help ‘detox your money’. You can help reset your spending habits by curbing unnecessary purchases while covering essential expenses.


Jio Financial Services Q2 net profit falls 51% to Rs 340 crore

Jio Financial Services reported a 51% drop in Q2 FY27 net profit to ₹340.4 crore due to higher costs and absent dividend income, though core revenue surged 73% on strong lending growth.


Mankind Pharma to buy 70% of Belgian CAR-T developer for 48 million euros

Mankind Pharma to acquire 70% stake in Belgium-based Armed Cell Therapeutics B.V. for EUR 48 million, marking its entry into CAR-T cancer therapies with a focus on innovative cancer cell treatment.


US stocks vanish from broker account: How this salaried investor fixed his ITR

US stocks missing from a broker account, inaccessible statements and a looming ITR deadline put one salaried investor in a bind. Here’s how tax experts reconstructed his records, disclosed foreign assets and claimed Foreign Tax Credit.


How much retirement corpus do you need if you have ₹1 lakh monthly expenses now? Experts say it depends on these factors

Retirement planning involves personalized strategies for investing according to risk appetite and anticipated lifestyle changes. Factors like inflation and healthcare costs must be incorporated into calculating the necessary retirement corpus.


Economist went looking into Musk’s charitable avatar and this is what it found

The investigation, by The Economist, revealed that Musk Foundation’s leadership comprises just three people: Elon Musk, the head of his family office Jared Birchall, and another family-office employee, Matilda Simon.


Railway employees to get Rs 17,591 annual bonus: But why other central government employees get just Rs 6,908

Indian Railway annual bonus: The central government has announced a Productivity Linked Bonus for non-gazetted Railway employees for FY 2025-26. Railway employees will receive a bonus calculated at 78 days' basic wages, amounting to Rs 17,951. In contrast, other central government employees receive a significantly lower bonus calculated at 30 days' wages. Various employee associations have demanded an increase in the bonus wage ceiling due to...


Jawa, Yezdi, and BSA festive offers announced: zero down payment, 100 per cent funding

Jawa Yezdi Motorcycles has announced festive finance schemes with up to 100% funding, zero down payment and interest rates starting at 5.99%.


Who will manage your bank accounts and investments if you become incapacitated someday? Details here

Many overlook financial planning for incapacity, leaving their assets undiscovered. This is what one should do to ensure that their investments reach their family if they become incapacitated and how to trace a person's financial assets if they didn't leave records.


5 wardrobe essentials every corporate girl must have to look expensive and polished

If every morning feels like an exam you have to pass with that same question popping like "What should I wear?" and "How do I look good?" you're not alone. For corporate girls, looking polished every day shouldn't be a daily hassle. The trick is owning a few key pieces that do the work for you. Corporate Wardrobe Essentials Here are a few key pieces you need to own to look polished every day, without the daily hassle. 1. Satin Shirt This is the...