What happens when women take the financial lead? New book Money & Her has some answers

Money and Her by Lisa Pallavi Barbora explores women’s evolving relationship with money through intimate stories of resilience, identity, and financial agency. Blending memoir with practical advice, the book captures the emotional and strategic aspects of financial independence, urging open conversations and thoughtful decision-making across life stages.

I landed the best paying job I’ve ever had, I had good credit and everything was falling into place, but then I made a major financial mistake. Now what?

Many people get complacent and make major financial mistakes under the assumption that their stable job and solid credit will always protect them. We look at how to get on the road from ruin to recovery.

Google Search revenue continues to show double-digit growth; over 1.5 billion new users added monthly in AI Overviews

Alphabet does not issue Guidance reports, making it unclear how its business was affected by President Trump's tariff rollout and the changing economic environment.

Ather Energy Rs 2,981-crore IPO opens on April 28: Company raises Rs 1,340 crore via anchor book

Bengalore-based Electric vehicle maker Ather Energy has raised Rs 1,340.03 crore from several institutional investors via anchor book on April 25, a day before the IPO opening for public subscription. The maiden public issue will open on April 28 and close on April 30. The company in its filing to exchanges said it has finalised allocation of 4.17 crore equity shares to anchor investors at a price of Rs 321 per share. Marquee investors including...

Countries Where the Indian Rupee Has More Buying Power

Is money ruining your marriage? Study shows the nuances of monetary beliefs and relationship satisfaction

Monetary beliefs play a big role in determining happiness in marriage.

Why are the largest credit card companies stashing funds? Have they sensed something? Is a downturn coming?

Despite Americans' continued spending and credit card usage, major banks are bracing for potential economic turbulence. JPMorgan Chase and Citigroup are increasing their cash reserves and setting aside billions for potential loan losses, anticipating a possible recession. While consumer spending remains strong, delinquencies are rising, signaling a cautious approach from financial institutions.

RBI Buys Big! 57.5 Tonnes of Gold Added in FY25 - Reserves Hit 879.6 Tonnes

Reserve Bank of India(RBI) acquired 57.5 tonnes of gold. The apex bank aims to expand its reserves of safe-haven assets at a time when gold prices surged by one-third amid global financial instability. RBI's gold purchases have been notable, with the largest acquisition of 66 tonnes in 2021-22, followed by 35 tonnes in FY23 and 27 tonnes in FY24.

List Of Top 10+ Banks That Open Zero-Balance Savings Accounts For Indian Citizens, Their Benefits And Their Latest Interest Rates

Top 10 Banks That Open Zero-Balance Savings Account: As the name suggests, the Zero-balance savings account is a bank account where no amount of money is needed to open it. These zero-balance accounts have become widely popular in India due to their flexibility and affordability. These account holders have the privilege of not maintaining a minimum balance in their accounts, which makes such accounts the perfect option for people with...

Kotak Mahindra Bank slashes savings account interest rates; here's how to make your money work harder

Kotak Mahindra Bank is the latest bank to cut savings account interest rates by 25 basis points, effective from April 25, 2025.

Gold rush 2.0: Why the world is turning to the yellow metal again

For centuries, gold has been considered the universal symbol of wealth, luxury, status, and power. From ancient civilisations to modern times, gold has served as a valuable currency while shaping economies and influencing empires; gold dates back thousands of years.

Maruti Suzuki Q4 Results FY25: Profit Dips Marginally By 1%; Proposes Rs 135 Final Dividend Per Share

Maruti Suzuki India reported a slight year-on-year decline in its net profit for the fourth quarter of the financial year 2024–25. The country’s largest carmaker posted a net profit of Rs 3,911 crore for Q4 FY25, compared to Rs 3,952 crore in the same period last year, reflecting a marginal dip of 1 per cent. Despite the subdued profit growth, the company’s Board of Directors has recommended a robust final dividend of Rs 135 per share (face...

How much income tax you will save this year with New Tax Regime? 5 smart ways to use this tax saving

Income tax saved in new tax regime: The attractiveness of the new tax regime has increased due to a hike in tax rebate under Section 87A and new income tax slabs. Many taxpayers will opt to pay tax under the new tax regime for the financial year 2025-26. With increased tax savings, here are five smart ways to use them.

Top 10 College Degrees That Produce the Most Millionaires

In this Web Story, we explore the top 10 college degrees that produce the most millionaires. From Engineering to Medicine, discover the degrees that pave the way for high-paying careers and entrepreneurial success.

RBI’s Big Move: Kids Aged 10+ Can Now Open & Run Their Own Bank Accounts! N18V | CNBC TV18

Old Indian Money-Saving Habits We Should Totally Revive in 2025

In today’s fast-paced, consumer-driven world, saving money can feel harder than ever. With endless online sales, quick delivery temptations, and financial FOMO, managing personal finance is often overwhelming. But if we pause and look back, the generations before us had some solid money-saving habits — uniquely Indian, deeply practical, and worth reviving in 2025. Here are some of those forgotten gems: 1. Bachat Galla (The Home Piggy Bank)...

IDFC First Bank share price falls over 2%; last date to buy ahead of Q4 results 2025

IDFC First Bank share price has rallied 15% in one month, and the stock is up 2.4% on a YTD basis. In the past one year, IDFC First Bank shares have fallen 21%. However, the stock has gained 12% in two years and delivered exceptional multibagger returns of 195% in five years,

Home in Mumbai with SIP: If you had invested 20% of your salary since 2000 in SIP, could you buy your dream home in Bandra?

Would investing 20 per cent of your salary in mutual fund SIPs with 18 per cent CAGR returns have helped you buy your dream home in Bandra? Read on to find out

Sebi Introduces Changes From June 1 In the Cut-Off Timings Of Net Asset Value Calculations

SEBI's circular released on April 22 highlights some changes with regards to the cut-off time to determine the net asset value (NAV) of overnight funds. SEBI (Securities and Exchange Board of India) is a regulator of capital markets. The changes that will come into effect from June 1, 2025, concerning the overnight schemes are: A. When the applicat...

Financial Security For Seniors, One-Time Money & Monthly Income Solutions

As we grow older, money becomes very important. If you want to stay financially strong in old age and not ask anyone for help, you need to plan your finances now. Here are some schemes that can give you both a lump sum amount and monthly income during old age. SIP+SWP Strategy SIP (Systematic Investment Plan) and SWP (Systematic Withdrawal Plan) ca...

Top 10 Largest Economic Giants In the World In 2025: USA, China And Others- Is India On The List

Top 10 Largest Economic Giants In the World In 2025: Some of the strongest and fastest-growing countries in the world still control a large portion of the global economy in 2025. With their enormous GDPs, robust industries and worldwide clout, the top 10 biggest economic behemoths are influencing global markets. Although nations like Germany, Japan and India also have strong positions, the United States and China continue to be at the top....

6 Reasons To Choose Fixed Deposits (FDs) For Your Long-Term Financial Goals: Money Matters

Reasons To Choose Fixed Deposits (FDs): When planning for long-term financial goals, selecting the right investment option is crucial. Fixed Deposits (FDs) have long been a popular choice for individuals seeking safe and reliable returns over time. A Fixed Deposit (FD) is a type of investment offered by banks and financial institutions where you deposit a certain amount of money for a fixed period, usually ranging from a few months to several...

Why multi-asset investing is getting real

When you construct your investment portfolio, you want to protect your money and grow it to beat inflation. You know the value of your hard-earned money because you got there with a considerable effort. You have made sacrifices to save money and worked harder to make more money. Letting it go to inflation or factors that are not in your control can...

These 5 funds offered under 0.5% expense ratio with up to 26% returns in 5 years

While investors typically focus on fund returns, manager track records, and brand reputation, the expense ratio is a critical, often overlooked factor. This annual fee, deducted by the fund house for managing investments, directly affects the Net Asset Value (NAV).

Why young investors should invest in equities

I was sitting in an airport lounge when a young woman approached me and said “I watch your YT videos, but sorry, I don’t invest in equities”. She left after a short conversation. My views on equities have changed over the past 4+ decades – it has only increased my ‘pro-equity’ stance. Thanks to late Mr. Jack Bogle (Vanguard funds) in USA, Sebi, and...

It's not your salary, but your savings that make you a millionaire, says Vijay Kedia

High salaries may look impressive on paper, but they don’t guarantee wealth. What truly matters is how much you save — not how much you earn, says veteran investor Vijay Kedia.

East or west, gold is the best

The sharp rise in gold prices comes at a time when global markets are under pressure due to the falling US dollar and rising uncertainty in the US economy, especially after recent statements by Donald Trump.

Credit score vs credit report: What’s the difference and why it matters

If you’ve ever applied for a loan, credit card, or even rented an apartment, you’ve probably come across the terms “credit score” and “credit report.” While the two are closely related, they serve very different purposes. Knowing the difference between them is crucial for making informed financial decisions and protecting your credit health. What is a credit score?A credit score is a three-digit number that reflects your creditworthiness. In...

Worried About 2025 Travel Costs? Here Are 10 Budget Red Flags to Watch

Worried About 2025 Travel Costs? Here Are 10 Budget Red Flags to Watch

Why is the world so heavily invested in US Treasuries?

For many years, the US Treasuries have been known as safe and stable investments. They have been a popular choice for investors around the world, especially during times when the markets are unstable. These government bonds are trusted because they are backed by the full support of the US government. They have been a key part of many investment portfolios and have helped support the global financial system. However, changes in world...

Personal Finance: The big market risk investors ignore near their retirement

When the equity market dipped recently, there were many comments on social media on how this would affect investors who have just retired. While this is applicable to any and every market dip, I thought I would explain why this is a concern. There is a risk that comes when your retirement commences during a market decline. The drop in market value coupled with withdrawals from your corpus detrimentally attacks the longevity of a portfolio. When...

Owning a house is significant goal, but dealing with mortgage debt can be burdensome

Acquiring a home is a significant achievement in one's life journey. However, managing the accompanying mortgage debt can become a source of stress. To alleviate this burden, individuals may consider implementing strategies to pay off their home loan more rapidly.

Record Gold Prices @ ₹1 Lakh! | Uday Kotak’s Big Praise For Indian Housewives

In this edition of market show, we speak with Dharmesh Kant, Head of Equity Research at Chola Securities, to understand the factors behind the sharp surge in MCX gold prices. The gold futures contract for June 2025 on the Multi Commodity Exchange (MCX) opened with a significant upside gap at ₹98,753 per 10 grams and quickly hit a new all-time high of ₹99,178 per 10 grams during morning trade on Tuesday. Spot gold gains over $700 since the start of 2025. A weakened US dollar — with the Dollar Index dropping to 97.86, down 0.19% from the previous session — has further supported gold's bullish momentum. Meanwhile, international gold prices continue to reflect strong demand, with spot gold hovering around $3,482 per ounce

Love isn’t blind—at least not to debt: 5 money habits to spot in your partner

Discover five essential money habits every Indian couple should adopt before marriage. Learn how discussing spending, debt, savings, and financial priorities can ensure a secure and prosperous future together. Start building financial harmony for a happier marriage.

Indian Bank Slashes Home & Vehicle Loan Interest Rates, Move Follows RBI’s Policy Easing

Mumbai: In a customer-friendly move aligned with the Reserve Bank of India’s recent monetary policy easing, Indian Bank has announced a reduction in its interest rates on home and vehicle loans. The public sector bank said in a statement on Thursday that it has slashed home loan rates from 8.15 per cent to 7.90 per cent per annum. Vehicle loan rate...

Want to reach Rs 2 crore in 15 years? Here's what investors need to save in 2025

Manish Jaiswal sought expert advice on ET Now's The Money Show to enhance his retirement portfolio, aiming for Rs 1.5 crore in 15 years through SIPs. Financial advisor Nisreen Mamaji validated his fund choices and suggested diversifying his investments into specific funds to potentially reach Rs 1.

Shriram Finance Q4 Results: Standalone profit rises 10% YoY to Rs 2,139 crore; Co declares Rs 3 dividend

Shriram Finance Q4 Results: Shriram Finance reported a 10% YoY rise in Q4 FY25 net profit, driven by strong disbursements, net interest income, and revenue growth. The company also saw a 36% profit surge for FY25, maintaining stable asset quality and a growing loan book.

Bill Gates net worth in April 2025: Investments, philanthropy, and financial breakdown

As of April 2025, Bill Gates' net worth stands at $104.6 billion, ranking him #14 globally, despite significant philanthropic contributions. His wealth is now largely managed through Cascade Investment LLC, with holdings diversified across various sectors. Gates remains a prominent figure in global discussions on climate change, pandemic preparedness, and education equity, exerting influence through philanthropy and technology.

Bank of Maharashtra Dividend 2025: Cash reward in Q4 results by PSU - Stock price is under Rs 50

Bank of Maharashtra Dividend, Bank of Maharashtra Q4 Results 2025: Bank of Maharashtra today, April 25 reported its earnings for the quarter ended March 31, 2025. The PSU also announced a dividend for its shareholders. Bank of Maharashtra Dividend has proposed 15 per cent i.e. Rs 1.50 dividend per equity share for the financial year 2024-25.

Why you’re not saving enough? 5 costly financial mistakes to watch out for

Avoid these five financial mistakes that hinder saving: poor budgeting, credit card misuse, lack of emergency funds, delayed investments, and inadequate insurance. Learn how to improve financial health with better planning and smarter decisions.

I'm 25 with fixed salary of Rs 12.5 LPA. I have Rs 38k monthly education loan EMI. How to plan my first investments?

Starting with a Rs 12.5 lakh fixed annual salary is a great start, but stepping into financial independence requires careful planning. Your first priority should be budgeting smartly. Next, build your emergency fund—at least 6 months’ worth of expenses saved in a liquid, accessible account. This will cushion you against any unexpected job or health shocks.

What is the 50:30:20 rule, and why is it crucial for middle-class savings?

The 50:30:20 rule offers a clear and pragmatic approach to managing personal finances, promoting a balanced and sustainable way to handle money.

Retirement plan: Where to invest if you have a monthly pension of Rs 30,000

For senior citizens with a monthly pension, experts recommend a conservative investment approach, emphasizing options like recurring deposits, fixed deposits, and the Senior Citizen Savings Scheme. Tax-free bonds and debt mutual funds also present viable choices, offering liquidity and potential for portfolio rebalancing.

Alphabet reports strong Q1 profits fueled by Cloud, AI amid antitrust challenges

Google parent Alphabet on Thursday reported profit of $34.5 billion in the recently ended quarter, powered by its cloud computing and artificial intelligence operations. Overall revenue at Alphabet grew 12 percent to $90.2 billion compared to the same period a year earlier, while revenue for the cloud unit grew 28 percent to $12.3 billion, according to the tech giant. Alphabet chief executive Sundar Pichai said the strong quarterly results...

Explainer | RBI's New Liquidity Coverage Ratio Norms | Impact On Banks | CNBC TV18

Bitcoin Surpasses Google, Amazon, Meta In Market Cap; Becomes 5th-Largest Asset Globally: Report

Bitcoin briefly overtook tech heavyweights like Google, Amazon, and Meta to become the world’s fifth-largest asset by market capitalisation, according to CompaniesMarketCap. The world’s largest cryptocurrency Bitcoin’s total market value on Wednesday (April 23) stood at $1.86 trillion (about Rs 1.59 lakh crore), briefly edging past silver and Google’s parent company Alphabet before slipping to the 8th position on Thursday.The top four spots...

Gold Coin Vs Gold Jewellery: Which Is A Better Investment?

How Much Emergency Fund Should You Keep, Where Should It Be Parked?

In personal finance, few things are as crucial as having a solid emergency fund. It acts as your financial safety net during unexpected life events — job loss, medical emergencies, or sudden home or vehicle repairs. But, how much should you really keep aside? And where exactly should you park this money for easy access and safety? Let’s break it down.What Is An Emergency Fund?An emergency fund is a dedicated reserve of money set aside to cover...

California Overtakes Japan to Become the World’s 4th Largest Economy – India to Overtake by 2026?

Projections indicate that India could surpass California’s GDP by 2026, casting a shadow over the state's current success.

Why investors should look at tax-free bonds now

In a world where equity markets swing due to geopolitical headlines and fixed deposits (FDs) struggle to beat inflation, tax-free bonds stand out as an oasis of stability for investors. With the RBI hinting at further rate cuts, the allure of locking in tax-efficient, fixed-income returns has never been stronger. But what makes tax-free bonds — particularly those traded in the secondary market — the cornerstone of savvy portfolios? These bonds...